Estimate the true return
of a US property.
An honest first look at cap rate, cash-on-cash return, and monthly cash flow. Adjust the numbers below — results update as you type.
The property
Estimated return
Down payment & closing
Assumes 3% closing costs
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Monthly mortgage payment
Principal + interest
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Monthly net cash flow
After expenses, vacancy, mortgage
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Cap rate
Net operating income ÷ price
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Cash-on-cash return
Annual cash flow ÷ total cash invested
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This is a preliminary illustration. Every deal we underwrite together uses real quotes — real taxes, real insurance bids, real lender term sheets. Tell us about the property →
The honest footnotes.
Included
Mortgage payment, operating costs you enter, vacancy allowance, and cap-rate math. Standard 3% closing-cost estimate added to cash needed.
Not included
Appreciation, property-tax reassessment, capital-improvement reserves, tenant turnover costs, depreciation, and income taxes. These matter and change your real outcome materially.
Why we still share it
A quick filter. If these numbers don't work on a clean estimate, the real deal almost never does either. Use it to separate "worth a real look" from "move on."